The money guide your family didn’t have
Available September 1st
“[A] personal finance book for today’s economy… written for young professionals who are the first in their family to build wealth.”
— Publishers Weekly
Break the cycle. Get out of debt faster. Choose the right accounts. Start investing. Always Have Enough gives you step-by-step tools for each, wrapped in real stories and hands-on homework that make the lessons stick. Your financial future starts here.
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Early Praise
"[Maria Melchor] outlines simple, values-based steps to help you ditch scarcity and build real financial security. A must-read for first-gen earners who want to finally feel in control of their money and their future.”
— Tiffany Aliche, New York Times bestselling author of Get Good With Money
“With compassion and clarity, [Maria Melchor] challenges the traditional personal finance advice that ignores family, culture, immigration, scarcity, and the responsibilities many first-gen wealth builders carry. Always Have Enough is the kind of money book our communities have been waiting for.”
— Jannese Torres, award-winning author of Financially Lit: The Modern Latina’s Guide To Level Up Your Dinero & Become Financially Poderosa
“Most money books are about getting yourself ahead. Maria Melchor wrote a better one. Always Have Enough never asks you to choose between rising up and bringing your people with you. This is how you build wealth that reaches backward to the people who got you here, and forward to everyone who comes next.”
— Paco de Leon, author of Finance for the People
Meet the Author
Maria Melchor is the personal finance expert and content creator behind FirstGenLiving, which helps first-generation professionals master their money through financial coaching, educational workshops, and social media content. Maria was born in Mexico and immigrated to the United States as a child. She studied Political Science and International Human Rights at Yale University and previously worked in legal advocacy. You can find her on Instagram and TikTok at @FirstGenLiving.
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Even More Praise
“A must-read for anyone looking for thoughtful and exceedingly smart money advice!”
— Beth Kobliner, author of New York Times bestseller Get A Financial Life: Personal Finance in Your Twenties and Thirties
“Financial advice often ignores where you came from, but Melchor closes that gap with warmth and hard-won expertise, giving readers the tools they need to build security without leaving their values or their identity behind.”
— Laurie Santos, Professor of Psychology at Yale and host of The Happiness Lab podcast
“The collectivist money book the world desperately needs. This book will change your life, and the lives of everyone you love.”
— Amanda Holden, bestselling author of How to Be a Rich Old Lady
“Maria Melchor has guided thousands of first-gen immigrants, students, and professionals through her FirstGenLiving community. Now she's distilled everything into the essential guide you deserved from the start.”
— Stefanie O'Connell, author of The Ambition Penalty