Career flexibility and generational wealth

I help first-generation professionals understand their money and set up values-based budgeting and banking systems, so they can reach personal goals and key financial milestones.

What first-generation professionals seeking to master their money are saying

Maria has such a gift for helping you process the complexities of learning about finances and pushing you to be your best financial self.
— Cindy, Legal Representative, New York, NY (CLEAR Client)
[Maria] cares about her clients and works with you to create a plan. She simplified the way I manage my money. I will forever be grateful for her encouragement and knowledge that helped me establish a positive relationship with money.
— Flor, NYC (CLEAR Client)
Maria is a clear and effective communicator, completely non-judgement and is clearly in her ā€œzone of geniusā€ when providing education on personal finance.
— Lori, Business Development Director, Chicago, IL (Power Hour Client)
Maria Melchor FirstGenLiving

Hey, Iā€™m Maria!

I immigrated from Mexico as a child and became the first in my family to graduate from college in America. Iā€™d imagined that getting my diploma and securing a job would push me across the financial finish line, but I was wrong. Now, I had to figure out how to turn my paychecks into the generational wealth of my familyā€™s dreams.

I deciphered my white-collar compensation, designed a sustainable budget that incorporated my individual goals as well as my cultural values, and set up the right financial accounts to achieve key money milestones.

I learned how to create flexibility and wealth for myself while honoring my responsibilites to my family and community.

In 2020, I founded FirstGenLiving so that others donā€™t have to do this alone.

It was invaluable to be able to work with someone that understands the expectation or need to take care of family, scarcity mindset, the hesitancy or inability to formulate goals beyond ā€œrainy dayā€ accounts, and the very intense emotional/psychological damage that can come from growing up in financially insecure households. Understanding the deep emotions behind money aside, [Mariaā€™s] patience and ability to communicate information specific to my financial needs was wonderful! I talk about [her] approach to budgeting to everyone that will listen.ā€
— Mattie, Senior Client Experience Analyst, Austin, TX (CLEAR Client)

Read about FirstGenLiving on

Follow FirstGenLiving on Instagram

 

Join the FGL Newsletter

ā€‹

Receive periodic FirstGenLiving updates and exclusives, money tips, and breaking financial news.

    Please note: After signing up, you must check your inbox and confirm your email address to be added to my email list.